Paying Student Loans - Need Help?

NY Yankees - 27th World Series Championship

November 5th, 2009

The New York Yankees beat the defending Philadelphia Phillies 7-3.
The win is their 27th World Series title.

It’s the first time since New York was attacked on 9/11 they’ve been champions.
And it is fitting they won the World Series Chanpionship in their new ballpark.

Hideki Matsui was the man of the hour with a 2 run home run, a 2 run single,
and a 2 run double for a total of 6 RBI’s out of the scored 7 Yankee Runs.

And he doesn’t even speak English (at least not on camera).

It just goes to show you that anyone with the drive and determination can
“make it” because the USA is the land of opportunity.

Interestingly enough, most of the Yankee players were recruited from college.
It seems if you want to make it in professional sports, you need to make a
name for youself while playing college sports, otherwise the recruiters
will never find you.

But with the US economy in turmoil, college is becoming less affordable
for many families. In addition to the affordability problem to get into and
remain in University comes one of the unexpected and most difficult challenges…

PAYING YOUR STUDENT LOAN’S BACK!

Amanda, a communications major who graduated from a major University this year,
was fortunate enough to land a decent entry level job at the Rachael Raye show.
However, after she pays her rent, electricity, cable, phone, etc etc  bills,
the $600 per month for student loans she has to pay back is unaffordable.

What should she do?
The answer may surprise you.

If anyone has read the book “The Secret” or seen the movie or watched Oprah
when she was talking “The Secret” or has the DVD, then you know that the
secret to getting whatever you want in life is to “focus on what you want.”

Huh?

You see, you have to stay focused on exactly what you want.
So the first thing that needs to be done is to…

Figure out EXACTLY what you want.

Most people Never do this and it is the secret to success.
Consequently and unconsciously, people focus on what they don’t want.

For example, when I asked Amanda what she wanted, she said…
she wanted the bill collectors to stop calling and harassing her.

That’s not really what she wants.

She is focusing on what she doesn’t want. She DOESN’T want the bill collectors
to call her. So by not focusing on what she wants, she’s automatically focusing
on what she doesn’t want and manifest MORE of that into her life.
Hence, more bill collector calls.

I’ll get deeper into the law of attraction at another time.
But for now here is some practical advice…

Paying off college loans can seem like a next to impossible task.
Each year, more people graduate with increasing levels of debt.
This is largely due to the fact that college is expensive.

It doesn’t matter if you’ve graduated from a state school, private college,
or community college. Most people have some level of debt associated
with getting a degree. Now the trick is how you’re going to pay for it.

Depending on the type of loan you have, repayment options are many.
Some people are so overwhelmed by the total amount of the debt,
that they rarely see the various types of repayment options that are available.

A good suggestion is to stay focused on the monthly payment versus the total sum
of what you owe. This should make the idea of repayment more manageable.

If you are a recent grad and you’re wondering exactly how you are going to pay off
your loans, don’t despair. There are a variety of methods you can use.

One of the most popular and effective is student loan consolidation.
Using student loan consolidation, you group your loans into a single loan
which often reduces your monthly payment amount.

Keep checking back at this site for updates. For a ton of information
about scholarships, grants, FASFA, college and paying student loans:

College Scholarships, Grants, FASFA, Paying Student Loans

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Yankee Hanky Panky - No Thanky

November 3rd, 2009

Since I’m a Native New Yorker and everyone in New York City
is talking about the NY Yankees, I feel compelled to write about the game.

Although the Yanks did not have the “Happy Ending” that men desire,
it was still an exciting, sit on the edge of your seat ball game.

AJ Burnett, the Yankee’s pitcher on 3 day rest, lasted only 2+ innings.
Chase Utley blasted a 3 run homer in the 3rd and the Phillies took the lead 3-1.

When the Philly carnage was finished, Burnett gave up 6 runs, walked 4,
was constantly behind in counts and was finally ousted in the 3rd inning.

Then, in the 7th inning Chase Utley went deep again for his second homer
of the game (tying Reggie Jackson’s world series 5 homer record).
Score 7-2 Phillies.

Before the inning was ended, Philadelphia blasted another solo homer making
the score a heartbreaking 8-2. At that point, it looked like the game was over
for New York.

However, In the top of the ninth inning, the Yankee electricity began to flow.
The score was now 8-5 and the Yankees had 2 men on base with…
the Savior - Derek Jeter at bat.

Derelict Jeter hit into a double play.
But a run was scored making it 8-6.

Hideki Matsui then cracks a base hit keeping hope alive. A Homer would tie it up.
But just like in the poem - there was no joy in Mudville…
The Mighty Casey has struck out and the Yankees lost 8-6.

But, that’s OK.

The Yanks want to win in their home town in their new stadium.
Phillies Folly will be on Wednesday!

The Yankees will be heading back home and resting up on Tuesday.
I will be writing about SEX. Make sure you bookmark this site and check back!

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New York City Marathon and Super-Sports Sunday

November 1st, 2009

Super Sports Sunday - New York City Style

New York City has been called by many as “The Greatest City in the World.”
With a hectic weekend like this weekend, it’s easy to see why.

First off, yesterday was Halloween and the 36th Annual New York’s Village
Halloween Parade. Anyone in costume participated and marched On 6th Avenue
from Spring Street to 21st Street. It’s one of the wildest and funnest parades
in the nation.

There were hundreds of Puppets, 53 Bands of Different Types of Music, Dancers
Artists, and Thousands of other New Yorkers in Costumes of their Own Creation
parading in the Nation’s Most Wildly Creative Public Participatory Event.

Today should be called Super Sports Sunday. Nov 1, 2009 marked the
40th running of the ING New York City Marathon. Mayor Michael Bloomberg
called it the “Largest Sporting Event in the World.”

Over 42,000 runners from every corner of the world participated in this race.
And what an exciting event it was. For the first time in 27 years
(since Alberto Salazar won the NY race in 1982), an American won
the prestigious event.

Meb Keflezighi ran the 26.2 mile race in 2 hours 9 minutes and 15 seconds
(six seconds quicker than the time he recorded in London earlier this year).

Some Words of wisdom from Meb after the race… “Dream your dream. Don’t give up.”
The female winner is 37-year-old Derartu Tulu of Ethiopia. She ran the route
in 2:28:52 beating out the favorite and winner in 2008 and 2007 - Paula Radcliff.

Derartu Tulu is a two-time Olympic gold medalist in the 10-thousand meter race
in 1992. Tulu will go down in history as one of the all-time greatest distance
runners. She has excelled in all three disciplines, track, road, and cross
country and at Age 37 making an unbelievable comeback.

Paula led the pack in first place for about 90% of the race but looked like
she was having some difficulty near the end and only managed 4th place.

I thought it a bit ironic (and kind of cruel) that Paula Radcliff received
no publicity, no televised interview and no more camera time after she
finishes 4th.

The 3 time winner and the defending champion who won in 2008 and 2007
and who the camera had been focused on for most of the race (because she
was in 1st place about 90% of the time) disappeared from view when she lost.

The cameras shunned her.

4th place does not get you on the podium with the top 3 winners.
The camera immediately cut Paula out of the pictures and forget all about her.

Another Superstar who got cut out of the limelight was losing Giants football
quarterback, Eli Manning. The Giants played a lackluster game against
The Philadelphia Eagles. They had no sense of urgency even though they
were behind by 23 points.

They started out the season so well winning 5 games straight.
Now, they’re playing terrible.
It was unbelievable how many times Manning’s passes got deflected
by the Eagle defense. It’s no wonder the Giants got clobbered 40 - 17.
Goes to show you, you’re only as good as your last win.

The New York / Philadelphia rivalry continues Tonight,

“The Beatles of Baseball” - The New York Yankees, will give a
New York style beat down in Philadelphia on the Philadelphia Phillies in
game 4 of the MLB World Series.

One thing I noticed about these sporting events that they all had in common.
The participants are all athletes in top physical shape. Out of the 42,000
runners in the marathon, I didn’t notice any overweight people. NONE.

Just goes to show you that training for a marathon, will burn off bodyfat.
If you would like to burn off some excess bodyfat, check out this site:

New York City Weight Loss

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