Paying Student Loans - Need Help?

Scholarships and Financial Aid Info

March 7th, 2011

The high cost of higher education may seem out of reach
for students from low income families as the cost of tuition
continues to rise. 

When you factor in expenses like room and board, books,
transportation and supplies, the average 4-year public institution
costs roughly $14,333 per year. And at a private institution
you can double or even triple that amount.

Even students from middle class families will probably not have
the funds to cover a full post secondary education.

Funding for school can be found for almost any person, for any
purpose, and can be sponsored by any organization or individual.

Scholarships can be awarded for scholastic abilities, talents and skills,
athletics, and ethnic background, just to name a few of the reasons.

Therefore, it is important to know one’s background, talents,
interests, and career aspirations when looking for scholarships.

The chance for many students to attend college depends on
receiving scholarships. Otherwise, they will have to take out loans
that will have to be paid back.

Scholarships do not have to be repaid.

Many students and families are under the impression that only
highly intelligent people can receive scholarships.

Scholarships are not only for the valedictorians and star athletes,
but for regular students with some unique qualifications.

They typically fall into two categories:
1) need-based 
2) merit-based.

Need-based scholarships are more often than not determined
by the student’s EFC (Expected Family Contribution).

Merit-based scholarships are typically based on a student’s talent
or academic prowess.

However, other things like the leadership ability, moral character and
involvement in extracurricular activities can warrant scholarship access.

While a family’s financial situation could impact merit-based eligibility,
usually it does not.

Funding for school can be found for almost any person, for any
purpose, and can be sponsored by any organization or individual.

Scholarships are awarded for scholastic abilities, talents and skills,
athletics, and ethnic background, just to name a few of the reasons.

Therefore, it is important to know one’s background, talents,
interests, and career aspirations when looking for scholarships.

Being aware of these details can give perspective when faced with
lists of awards that are available, and can also give some ideas of
where to look for scholarships.

Another thing to be aware of when it comes to scholarships is that
not all of them are full scholarships, so it is imperative to apply for
as many as possible.

On the other hand, some scholarships will not be awarded to
students who are already recipients of another award, so before
accepting any combination of awards, be sure that they allow the
freedom to use other scholarships to assist with education costs.

Some scholarships will vary in amount depending on additional
sources of financial aid and may award just enough money to cover
the remaining tuition balance.

With this knowledge, and the help of a high school counselor or
financial aid officer, the process should less intimidating.

Here are some resources to get more information:

Scholarship Resource Network Express - http://www.srnexpress.com

College Answer - http://www.collegeanswer.com

Fastweb - http://www.fastweb.com

College Board Scholarship Search - http://www.collegeboard.com

FreeScholarshipGuide.com - http://www.freescholarshipguide.com

Need to Make Money Online - http://www.Cardiac-Diet.net

 

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U.S. underwater to the tune of $1.6 Trillion

August 24th, 2010

In the U.S. last year, despite all the bailouts,
the US economyy contracted by 2.4%

Meanwhile, China’s economy grew by 9.1%

Right now the U.S. economy GDP is growing about 2.4%.
China is expected to grow by 10%+
(4 times faster than the US economy).

Retail sales in China are up 18%
(6 times better than the US).

China consumes more energy than the US.
GM sells more cars in China then they sell in the US.

If you add up all of America’s gold in Fort Knox, plus
all the foreign currency reserves in the US Treasury…
you get a grand total of $490 billion dollars
(our government cash in the bank).  

Against that, we have debts to foreigners of
$2.1 Trillion Dollars (and that doesn’t take into
account the trillions in domestic debt).

If you subtract America’s foreign debts from America’s
cash…

The US is underwater to the tune of $1.6 Trillion Dollars.

Cash in the kitty ($490 Billion) - debts ($2.1 Trillion) =
bottom line $1.6 Trillion in the red.

China has reserves of $5 Trillion minus $374 Billion in foreign
liabilities equals $4.6 Trillion in the black.

Score:
US - $1.6 Trillion in the red
China - $4.6 Trillion in the black

China is sitting on the biggest mountain of gold and cash
reserves in the entire world while the US is drowning
in red ink. 

If you are drowning in debt like the US economy
and struggling to keep afloat, there are the 3 steps
you need to build yourself a money making system.

You need a system to make money.
Systems Work - People Fail! 

Step 1) Identify a market 
Step 2) Find a side door
Step 3) Find an offer

Identify a market. A market is a group of people that all
have a similar interest (like the make money market or
dog training market or weight loss market).

These markets are tremendously hugh with millions of
people looking for solutions to their wants and needs.

However, these markets are tremendously competitive.
You need to enter these markets through a side door.

So instead of “make money” - a side door would be to
make money by sewing, or make money by teaching
others how to play a musical instrument or swim
(whatever you’re good at or know something about).

Instead of “dog training” a side door could be “train your
dog to stop peeing on the floor” or ”train your German
Shepherd or Boxer to heel”. You get the idea.

Instead of “lose weight” a side door could be lose weight
by “fasting” or “lose weight by walking while you watch TV”.

Finally, you have to find an offer that is irrestible to people
such as offering a free report or a free video or a free
audio tape… something with a perceived high value that is
risk free to the prospect… 

Important content that you can give away for free.

These steps will get people to sign up onto your mailing list.
Once they sign onto your list, you keep spoon-feeding them
relevant information.

And generally after about 6 or 7 relevant emails from you,
(if your information is good), they will like you, they will trust you
and they will buy from you if you make them a decent offer.

It’s not rocket science. People buy from those they know
and trust. Build up trust with your prospects by feeding them
relevant information and ONLY Then, offer them your product
or service and they will buy from YOU.

That’s how it works!

If you’d like to watch a video about making money
go to:
http://www.makemoneyvideoreview.com/maverickmoneymakers-video.html

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Friend without the “r” is …Fiend

August 18th, 2010

Have you ever struggled with internet marketing?

If you’ve been on the internet a while and signed up
for a few of the guru’s “secret information” then
you are probably on more than a few of the guru’s list.

Have you ever wondered why they call it “secret information?”
I mean, if it were a secret why would they be telling YOU?
They tell you “don’t tell anyone” that you are “special”
and that you shouldn’t tell anyone else.

You’ve never met them, never spoken to them, don’t know
them from Adam, wouldn’t recognize them on the street
if you saw them, and they definitely wouldn’t know you.

So why should you keep their “secret?”

The truth is you are just a name on a list to them.
A name amongst thousands or probably tens of thousands
of names on a list server that they wouldn’t recognize.

They certainly aren’t keeping it a secret by telling you
(and probably about a hundred thousand of their other
“close” subscribers). The word “close” being defined as
“I got some of your money in the past and want more”.

If they are so “close” to you, why don’t you ask them to
send you their product for free, and you’ll…

Send them the money after you make some money.
That’s what a close friend would do!

Ain’t gonna happen. The only thing close about the relationship
is your money getting “close” to their pocket. Just remember,
take the “r” out of friend and you have “fiend” …
(a person or thing that causes mischief or annoyance).

If you’re anything like me, you’re bombarded relentlessly everyday
with offer after offer, each one sounding better than the last.

It’s endless and unending. It snowballs until you spend your time
each day just deciding which emails to delete and which ones
you’ll save to delete later. Your mailbox will be full everyday.

Don’t fall into the endless email entrapment.

Delete ALL of them except for one or two.
Follow one or two gurus that you like… and no one else.
Otherwise you’ll spend your day just going through emails

And Not Making Any Money!

Need Money?…Watch the video:
Make Money Video Review

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Less is More (more or less)

August 16th, 2010

John Reese, one of the more famous and successful internet marketers,
sold his mansion, his Porsche and other luxury cars and got rid of all
his earthly material possessions except for what he could fit in one,
small suitcase and took he flight.

He did keep his bank accounts and his money and his laptop
(so he is not completely crazy). He is now living out of his suitcase
in hotel rooms or the home of friends.

He had an epiphany and finally came to the realization that money
isn’t the “be all” and “end all” of life. Spoken like a true rich person!

A well-to-do friend of mine recently told me she “never thinks
about money”. Try telling that to someone who can’t pay their mortgage
or can no longer afford their rent or to someone who is hungry because
they don’t have enough money for food.

These people think about  money all the time
or rather the lack of money.

How can you not think about money when some impending doom
is going to happen to you unless you come up with some money.
I remember a friend of my wife’s telling her “No money - No love”.
What a misguided “be-atch”… (she’s an attorney).

[Quick joke:
What’s the difference between an attorney and a catfish?
One’s a scum-sucking bottom-dweller and the other is a fish.]

We’ve all heard the phrase “Money is the root of all evil”.
WRONG… The lack of money is the root of all evil.

You don’t hear about millionaires robbing banks, holding up
liquor stores or convenience stores or involved in street or
gang violence.

For the most part millionaires have businesses to run,
people to meet with, meetings to attend, good deeds to do.

Most millionaires became millionaires because they provided a
needed product or service to society. And they stay millionaires
because they continue to service their customers.

So, if you want to become a millionaire, stop daydreaming
about making a million dollars. Start dreaming about how
you can serve society for the better.

Dream Big… and the million dollars will find you.

Want to Dream Big?
MakeMoneyVideoReview.com

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Internet Marketing Nightmare

August 14th, 2010

You go online. Everyone tells you how eazy peezy it is
to make make a fortune online.

- Discover 2010’s Largest Internet Gold Rush
- Google’s Hidden Tool

- Aged Domain Names and Due Diligence
- Info Products Wealth Secrets Revealed

- Article Marketing Mistake #7 - Keyword Stuffing
- $1000 A Day Secrets Revealed

And so it goes… on and on and on and on…

Those are examples of emails I received…
IN THE LAST 10 MINUTES.

Once you sign up for a few guru’s “Free Information”
you will start getting bombarded with emails everyday.
It becomes a never deluge of sales pitches.

After a while, you will find yourself spending hours a day
just going through emails, everyone of them telling you
how you can get rich, if you just buy their product.

I personally get over 200 emails… Every Friggin’ Day.

It’s impossible to keep up and takes a ton of time
just to read the subject … and then delete them.

Don’t fall into the trap of signing up for every email promotion.
Pick 1 or 2 gurus to follow - and no more.

Everyone wants to sell you their product and they will pitch
you every day on why their new super-duper deluxe product
is the one you need to get rich at the push of a button… Bullshit!

True wealth is created by giving customer service.
Figuring out what people want and then giving it to them
and then servicing them. That’s it.

That’s the magic formula.

You need to have a product, an audience that is interested
in that type product, market to them, sell them and then
service them. That’s it!

… And then sell them additional products.

You will not get rich at the push of a button.
It takes hard work and time to gain a customer’s trust and respect.
Treat your customers right and they will treat you right.

This is how the game is played today.

1. Find people interested in the same subject.
(Go to the online forums)

2. Make them a FREE attractive offer
3. Get on your email list.

4. Send them relevant content (without a sales pitch).
5. Send them to your Facebook or blog.

6. Send them to your action page (order page or sales letter).

That’s it! THIS is the new Gospel of Internet Marketing.
Follow those simple rules and the money will follow you.

Go to the website below and check out some of the videos.

If you see something you like, buy it.
It’s some of the best information available today.

http://www.MakeMoneyVideoReview.com

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Make Money Video Review

August 8th, 2010

The recession is in full force.
Many people have used up their 99 weeks of unemployment
benefits and have still not found a job.

They are screwed! Don’t let this happen to you.

The Best thing you can do if you are unemployed
(or even if you’re gainfully employed but need more money)
is to start a home business… and make it successful.

But how? What business to start? What do you need to do?

At the site listed below, you will find a few movies which
will tell you how you can get started with a home business
so you can make the money you need and deserve.

This is a list of the “Best of the best” businesses that a
beginner can start and build into a full-fledged income.
No long sales page to read…

Just relax and watch the video of your choice.

If enough people start a successful home business,
we can end this recession sooner, rather than later
and live the lifestyle we want and deserve!

Watch the video at:

http://www.MakeMoneyVideoReview.com

End your financial burdens permanently!

http://www.makemoneyvideoreview.com/

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How to Make Money Online - The Easy Way

July 15th, 2010

Just about every guru on the planet (hawking their latest and
greatest product) will tell you how “easy” and “simple” they have
made the process of making money (once you buy their product).

Just become one of their affiliates and sell “their” product.
But YOU know better than that.

You know the big money is made by having your own product.
The truth is however, that building a profitable website includes:

- choosing a profitable niche
- doing keyword research
- getting content created

- registering a domain name
- installing Wordpress and the required plug-ins
- putting content up on the website

- search engine optimization
- creating graphics and affiliate links
- writing product reviews

- developing an off page search engine optimization plan
- build incoming links to your home page
- developing a free report which is used inside a newsletter series

- adding an opt-in page to the website
- creating the auto responder series
- sending targeted traffic to your squeeze page that offers valuable content…

By providing quality free content, a visitor will over time begin to trust you
and respect what you have to say about a subject.

In turn, they purchase products that you recommend.
You finally then get to make a commission.

You just have to build a relationship with your email list by providing
quality content over a long period of time.

And you have to track your results to ensure you pick up on everything
significant - not just looking at the number of sales you’ve been
making, but also your website’s search engine ranking.

Whew! Not so easy.

Once you get this far, you then just rinse and repeat this with the aim
of building up an empire of websites which each earn you $50 or more per
website. Multiple this $50 by the number of websites you own to estimate
your total earnings.

You will want to build at least four or five of these websites to ensure you
are not putting all your eggs in one basket in case you get Google slapped.

Finally, when you’re making money from all of those sites, you can make
dozens of these and get them all making a lot of money online with the aim
of having them earn you a nice six figure a year income.

Eazy peaszy? … NOT!

First, you must have something to sell. It must be something that people
want. That usually means a digital product. Once you create and own that
product (no easy task) you’re going to need a few things to help it sell.

- A killer video that looks and sounds professional
- Killer graphic design that jumps off the screen
- An expert writer (unless of course you are one yourself).

If you’re not a good writer, prepare to shell out some major big bucks.
The late great Gary Halbert use to charge $15,000 to write salescopy…
plus a percentage of your profits.

Many people can get past that though, assuming that they’re willing to
spend thousands of dollars to hire professional product creators to
create them a winner.

But the second part of the process is the one that really kills most
people’s Internet dreams. The other part is called “Technical Stuff.”

That’s when most folks throw up their hands and scream, “I QUIT!”
Why? Because it requires a ton of work. There are just so many things
to do to set up an Internet business.

You’ll have to create a website to sell your product.
Do you know how to create and set up a website?

Can you write HTML code?

If you can’t do that, you’ll quickly find yourself pulling your hair out
as you’re buried in all of the technical mumbo-jumbo jargon and just
plain technical know-how necessary to get your site set up.

There is an easier way. Just become an affiliate.
All that hard work is done for you.

Just go to Clickbank.com, sign up as an affiliate, pick out a product
that you are willing to promote… and promote. Eazy Peaszy!

Get Traffic Zombie at Half Price just for reading this review.

Traffic Zombie gets you On First Page In Google

That is what the website claims. Is it true?

Well, they show proof and it can’t be denied.

Best SEO Software

Here is what the site says it does:

It…

  • Gets You Ranked in First Page Ranking of Google / Yahoo / Bing - In Just Days
  • Lets You Rank For ANY Number of Quality Keywords You Want
  • Gets You Massive Endorsed Evergreen Traffic
  • Gets People Talking About YOU on Social Media Like Twitter and Facebook
  • Viral Traffic and Backlinks from 1:5 Visitors

That is pretty impressive indeed. And it seems to work.

In fact, I tried the software myself (that is why you are seeing this blog post.) That is one of the ways the software works. Just for posting this on my blog, I not only got the software at half price, I also can share the half price promo code with you today!

As you can see, the software works by rewarding me when I share on Twitter, Facebook, or my blog. And not only does it endorse Traffic Zombie, but it also gives a back link to the site.

That is how the software will get you so many backlinks and viral SEO and Social Media traffic. There is NOTHING like it in the world.

So click the link below to see how it works and get your own half price promo code today!

Best SEO Software

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Stompernet… Making Money… President Obama

August 20th, 2009

If you’re not making at least $1,000/mo from your home business…
            You’re Doing It WRONG!

If you’ve ever considered working from home,
then now may be the best time ever to get started.

The official U.S. unemployment rate is reported at 9.4%
(the worst in a quarter century). Even President Obama
admits that unemployment is expected to climb higher.

He ask Americans to be patient.
Reminds me of the joke I saw in Playboy magazine once
where 2 buzzards were flying over the steaming hot
Sahara desert.

Looking down at some dehydrated animals lethargically
creeping along one buzzard says to the other buzzard…

Patience my ass, I’m gonna kill something.”

Patience… How can people be patient when they are at risk
of losing their home or getting evicted from their apartment.
Or even worse, not having enough money to buy food.

Their credit cards are maxed out and their electricity
and phone are threatened to be cut off for non-payment.
Credit card payments are late or non-existent.

Creditors call their house all day long, everyday…

7 days a week… That’s Right… Even on Sunday morning.
It’s pure legal harassment. But we should just be patient.
Obama stimulus is going to create 4 million jobs… NOT!

Anyone with a wit of sense knows this is not going to happen.
Fortunately for you, you somehow made it to this site
(no thanks to Google - after 3 years, still no rankings).

I don’t know how you got here. Maybe you read about it
in some publication.  Maybe a friend referred you to it.
Perhaps you stumbled onto it by pure dumb luck.

But, however you got here, you have arrived at what is,
without question, the most valuable piece of information
on the entire Internet!

If you’ve been effected by the recession and need money now,
I’m going to reveal to you how to change your financial
future within the next 30 days.

Best of all… It’s not going to cost you any money - nada.
I have personally spent tens of thousands of dollars on seminars,
mentoring, books, ebooks, software, webinars, etc.

I am going to reveal to you how you can start making money
from your home with your computer within 30 days. How much?
As much as you want to make. As much money as you can spend.

This is a step-by-step money making system that has
been perfected by the smartest money making guys on
the internet. And they are going to train you…

Free of charge… Gratis!

Once a year, the guys from Stompernet (which, by the way
had the largest product launch in the entire history of
the internet… For those who don’t know, this would be
like the equivalent of Michael Jackson’s thriller video)…

Anyway, once a year they decide to “give back” to the internet
community and give away their best secrets and training for FREE.

It’s called the Thirty Day Challenge  (or 30DC for short).
If you want to learn how to start an online business and
finally make some real money…

This is the best training there is… Period!
All you have to do to get started is go to this website:

http://ThirtyDayChallenge.com

Over 90% of marketers are doing things the wrong way and
don’t make much, if any money. These guys do it Right!

Just go to the website, start at Day 1, watch the videos
and do the homework assignments. At the end of the 30 days
you will have your own business and start making money.

Here is a system for you… THAT ACTUALLY WORKS!
http://ThirtyDayChallenge.com

Tell all your friends about it. There is nothing to buy.
We can now all start making money and start spending again
and put an end to the recession.

Best Wishes,

IntelliTech2000

21st Century Technology and Intelligence

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“Swine Flu” - Part 2

May 22nd, 2009

How to Protect Yourself from “Swine Flu”

People with the “Swine Flu” (H1N1) virus can spread
the infection while sick the same way as seasonal flu…

Through respiratory droplets that are released
as when an infected person coughs or sneezes.

Scientists believe that they may remain contagious for up to
24 hours after their symptoms resolve.

To protect Yourself from the Swine Flu, take the same
precautions you would to avoid regular seasonal flu…

- Wash Your Hands frequently with soap and water or
an alcohol-based hand cleaner.

- Avoid touching your nose, mouth or eyes.

- Try to avoid close contact with sick people or things
such as kissing, sharing toothbrushes, cigarettes or drinks.

If you should have influenza or a fever or a cough:

- Stay home until your symptoms resolve.

- Don’t return to work or school until you have been well
for at least 24 hours.

- Avoid going to the hospital if you have mild flu-like
symptoms such as fever and cough.

People with Swine Flu usually recover without medical treatment.

- Rest, drink plenty of liquids and take the medications
you would normally use to treat symptoms.

- Cover your mouth with a tissue when sneezing or coughing.

- Clean your hands afterwards, using soap and warm water
or an alcohol-based hand sanitizer.

Here in New York City, this swine flu problem is continuing to spread
with 32 New York City Schools closed because of possible exposure
to the virus and 240 confirmed Swine Flu cases.

You could go to work one day and catch this terrible virus.

That’s just one more reason you’ll be glad to start your own
profitable home business.

You won’t have to go to work for anyone else.
No office. No interaction with germ ridden people.

You’ll just enjoy working from the comfort and safety
of your home and…

Make More Money than you can spend!

You can stock up on food and never leave for several days
if you don’t want to.

If you’ve ever considered working from home, then now
may be the best time ever to get started.

And I’ve got the perfect way to jump start you.
Watch this new video by an Internet Millionaire:

How To Get Build a Home Business Faster
And Easier Than You Ever Thought Possible!

This video has been recorded for you as the blueprint
for your own Multi-Million Dollar Internet Business.

Mack Michaels uses this method just about every month
to bring in as much as $171,168.06 per month.

He reveals a step-by-step approach to coach you into
building your own successful home business.

Never Worry About Money or Bills… Ever Again!
YOU definitely WANT to watch this Video!

>>Click below to watch the video near the bottom
of the page right away and take good notes.

http://MaverickMoneyMakersCoaching.com/

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“Swine flu” - Not For YOU!

May 20th, 2009

The “swine flu” is caused by a newly identified influenza virus
called the H1N1 (SO).

The virus is genetically related to influenza viruses found
in pigs and birds.

Since April 2009, it has caused outbreaks of flu-like illness
among people in New York City and in many countries
around the world.

The symptoms appear to be similar to those of seasonal flu
and usually include fever accompanied by cough, sore throat,
fatigue, headache, body aches, lethargy, stuffy nose or chills.

Transmission is thought to occur through respiratory droplets
that are released when an infected person coughs or sneezes.

These droplets can infect people in close proximity.

People with H1N1 flu can spread the infection while sick and
scientist believe that they may…

Remain contagious for up to 24 hours
after their symptoms resolve.   

WARNING: This Solution Is NOT FDA Approved

Here in New York City, this swine flu problem is rapidly spreading
with 22 public schools closed because of possible exposure
to the virus,

It seems scary to me that you could go to work one day
and catch this terrible virus.

That’s just one more reason you’ll be glad to start your own
profitable home business.

You won’t have to go to work for anyone else.
No office. No interaction with germ ridden people.

You’ll just enjoy working from the comfort and safety
of your home and…

Make More Money than you can spend!

You can stock up on food and never leave for several days
if you don’t want to.

If you’ve ever considered working from home, then now
may be the best time ever to get started.

And I’ve got the perfect way to jump start you.
Watch this new video by an Internet Millionaire:

How To Get A $10,000 Monthly Income Faster
And Easier Than You Ever Thought Possible!

This video has been recorded as the blueprint of a
Multi-Million Dollar Internet Business.

He uses this method just about every month to bring in
as much as $171,168.06 per month.

He reveals step-by-step how to build your business
and will coach you to success.

YOU definitely WANT to watch this Video!

>>Click below to watch the video near the bottom
of the page right away and take good notes.

http://MaverickMoneyMakersCoaching.com/

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