Paying Student Loans - Need Help?

NY Yankees - 27th World Series Championship

The New York Yankees beat the defending Philadelphia Phillies 7-3.
The win is their 27th World Series title.

It’s the first time since New York was attacked on 9/11 they’ve been champions.
And it is fitting they won the World Series Chanpionship in their new ballpark.

Hideki Matsui was the man of the hour with a 2 run home run, a 2 run single,
and a 2 run double for a total of 6 RBI’s out of the scored 7 Yankee Runs.

And he doesn’t even speak English (at least not on camera).

It just goes to show you that anyone with the drive and determination can
“make it” because the USA is the land of opportunity.

Interestingly enough, most of the Yankee players were recruited from college.
It seems if you want to make it in professional sports, you need to make a
name for youself while playing college sports, otherwise the recruiters
will never find you.

But with the US economy in turmoil, college is becoming less affordable
for many families. In addition to the affordability problem to get into and
remain in University comes one of the unexpected and most difficult challenges…

PAYING YOUR STUDENT LOAN’S BACK!

Amanda, a communications major who graduated from a major University this year,
was fortunate enough to land a decent entry level job at the Rachael Raye show.
However, after she pays her rent, electricity, cable, phone, etc etc  bills,
the $600 per month for student loans she has to pay back is unaffordable.

What should she do?
The answer may surprise you.

If anyone has read the book “The Secret” or seen the movie or watched Oprah
when she was talking “The Secret” or has the DVD, then you know that the
secret to getting whatever you want in life is to “focus on what you want.”

Huh?

You see, you have to stay focused on exactly what you want.
So the first thing that needs to be done is to…

Figure out EXACTLY what you want.

Most people Never do this and it is the secret to success.
Consequently and unconsciously, people focus on what they don’t want.

For example, when I asked Amanda what she wanted, she said…
she wanted the bill collectors to stop calling and harassing her.

That’s not really what she wants.

She is focusing on what she doesn’t want. She DOESN’T want the bill collectors
to call her. So by not focusing on what she wants, she’s automatically focusing
on what she doesn’t want and manifest MORE of that into her life.
Hence, more bill collector calls.

I’ll get deeper into the law of attraction at another time.
But for now here is some practical advice…

Paying off college loans can seem like a next to impossible task.
Each year, more people graduate with increasing levels of debt.
This is largely due to the fact that college is expensive.

It doesn’t matter if you’ve graduated from a state school, private college,
or community college. Most people have some level of debt associated
with getting a degree. Now the trick is how you’re going to pay for it.

Depending on the type of loan you have, repayment options are many.
Some people are so overwhelmed by the total amount of the debt,
that they rarely see the various types of repayment options that are available.

A good suggestion is to stay focused on the monthly payment versus the total sum
of what you owe. This should make the idea of repayment more manageable.

If you are a recent grad and you’re wondering exactly how you are going to pay off
your loans, don’t despair. There are a variety of methods you can use.

One of the most popular and effective is student loan consolidation.
Using student loan consolidation, you group your loans into a single loan
which often reduces your monthly payment amount.

Keep checking back at this site for updates. For a ton of information
about scholarships, grants, FASFA, college and paying student loans:

College Scholarships, Grants, FASFA, Paying Student Loans

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